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December American Express Statement credits
Every month certain Amex cards have credits that expire, and if you’re like me, a reminder is helpful so you don’t waste them. December is a special month since a ton of semi-annual statement credits expire so take a look down below so you don’t forget to use them!
Cards in this post:
- The Platinum Card® from American Express
- American Express® Gold Card
- The Business Platinum Card® from American Express
- American Express® Green Card
- American Express® Business Gold Card
- Hilton Honors American Express Aspire Card
- Marriott Bonvoy Brilliant® American Express® Card
- Delta SkyMiles® Gold American Express Card
- Delta SkyMiles® Platinum American Express Card
- Delta SkyMiles® Reserve American Express Card
- Delta SkyMiles® Gold Business American Express Card
- Delta SkyMiles® Platinum Business American Express Card
- Delta SkyMiles® Reserve Business American Express Card
In addition to monthly credits, don’t forget all the semi-annual credits across multiple cards – those semi annual credits reset in January and July. Several hundred dollars of new credits just renewed!
Here’s a quick little guide to make sure you are aware of all the Amex statement credits you can use.
Table of Contents
The Platinum Card® from American Express
Every month The Platinum Card® from American Express has an Uber cash credit (enrollment required) of up to $15 except for December which is up to $35!
Amex Platinum also comes with a litany annual credits. The list is very long and note that these are all paid as statement credits and are “up to” the amount listed…meaning if you don’t use the full credit, you don’t get the full statement credit. All of these need enrollment in order to trigger.
For instance, in the past, I’ve used the annual $200 hotel credit on single night stays via Fine Hotels and Resorts. In 2021, I stayed at the Rosewood in Vancouver – gorgeous property. In 2022 I used one at the Hermitage in Nashville and my wife used her credit at the Conrad Nashville, this year I used mine at The Joseph in Nashville ( can you tell we go to Nashville a lot lol ). All of them are stunning properties.
I’d also point out that you can use your annual Digital credit on Hulu and add on HBO Max, Showtime, etc and effectively fold those into your credit. Additionally, WalMart+ comes with Paramount+
*learn how you can combine Uber credits from multiple accounts
- Up to $200 Hotel credit
- You must pre-book via Amex FHR or The Hotel Collection, which requires a two night minimum stay, via Amex Travel
- Annual statement Credit
- Up to $100 Saks Fifth Avenue Credit (enrollment required)
- One Up to $50 statement credit from January to June,
- One Up to $50 statement credit from July through December
- Up to $200 Uber Cash yearly credit valid US only (enrollment required )
- Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
- Up to $240 Digital Entertainment Credit (enrollment required )
- Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal.
- Up to $300 Equinox yearly credit (enrollment required )
- Annual Statement Credit
- Up to $25 per month towards Equinox Digitial Fitness App or eligible Equinox club membership dues with an Amex Platinum
- Up to $199 CLEAR® Plus Credit (enrollment required )
- Annual Credit statement
- Up to $200 airline incidental credit (enrollment required )
- Annual credit statement
- Up to $120 global entry or $85 TSA Pre credit (enrollment required )
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck(R) (through a TSA official enrollment provider) application fee, when charged to your Platinum Card(R). Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional
- Up to $12.95 + tax / month Walmart+ membership
- Walmart+ members receive unlimited free shipping with no order minimum on items shipped by Walmart.com, free delivery from stores, as well as mobile and contactless check-out to make shopping faster.
- It now comes with Paramount+
- Up to $25 Soul Cycle monthly credit
- Platinum Card Members will receive a $300 statement credit every time they purchase a SoulCycle At-Home Bike, up to 15x per calendar year.
- An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content.
- Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only.
- *Rates and Fees; terms apply
- Best of 2024
Via Resy: 100k after $8k spend in 6 months + 10x Dining (up to $25k max in 6 months)
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
Reader Referral: 175k after $8k in 6 months
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy
The Platinum Card® from American Express
The Platinum Card® from American Express is a heavy hitter, and not just because it’s made of metal.
This is a card I carry and is jam packed with benefits including lounge access, VIP travel benefits, and a ton of statement credits.
Welcome Offer
Two offers listed
Annual Fee
Points Earned
Transferrable American Express Membership Rewards
A card we carry and love. The Platinum Card® from American Express is chock full of benefits
You’ll also have access to Priority Pass lounges (enrollment required), Amex’s own uber lux Centurion Clubs, earn 5x points on airfare purchased directly with the airlines or Amex Travel, access to Amex’s own Fine Hotels and Resorts program for upgrades, breakfast, and credits, earn $15 a month in Uber credits (enrollment required), and their Membership Rewards are some of the best points you can possibly earn.
I love using their points to transfer to programs like Aeroplan, Singapore Airlines, Air France, Emirates, Avianca, Qantas, and many, many more.
- $695 annual fee *Rates and Fees; terms apply
- Up to $200 Hotel credit
- up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®.
- The Hotel Collection requires a minimum two-night stay
- $200 Uber Cash:
- Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December.
- That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only.
- Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
- $199 CLEAR® Plus Credit:
- CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- Up to $120 Global Entry or $85 TSA PreCheck® credit (enrollment required )
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or
- a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Up to $240 Digital Entertainment Credit (enrollment required )
- Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal.
- Up to $200 airline incidental credit (enrollment required )
- Up to $12.95 + tax / month Walmart+ membership
- Walmart+ members receive unlimited free shipping with no order minimum on items shipped by Walmart.com, free delivery from stores, as well as mobile and contactless check-out to make shopping faster.
- Centurion lounge access
- Priority Pass select membership (enrollment required )
- Rental Car Status
- Hertz President’s Circle
- Avis Preferred Plus
- National Executive
- Access to American Express Fine Hotels and Resorts, The Hotel Collection
- 5x on airfare purchased via Amex Travel or with your selected airline
- *Rates and Fees; terms apply
150k after $6k spend in 6 months along with 15x worldwide dining ( up to $25k ) was the best we ever have seen publicly through Resy. However, the 150k referral without the dining is pretty hard to beat imo.
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
American Express® Gold Card
Every single month the American Express® Gold Card has a dining credit of $10, this month is no different. I’ve had success in the past buying gift cards to use in the future, but the only catch is using them at valid places: Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. The other catch is making sure you’re enrolled.
Amex Gold also has an Uber Cash credit of $10 a month. If you hold both AmEx Platinum and Gold these can stack to earn you $25 a month. Enrollment is required – learn how to do that here
- Up to $10 at restaurants listed above (enrollment required)
- Statement credit Per month
- Up to $10 Uber Cash (enrollment required)
- Statement credit Per month
- $84 Dunkin’ Credit (enrollment required)
- You can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at Dunkin’ locations.
- $100 Resy Credit (enrollment required)
- :Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.
- *Rates and Fees; terms apply
- Best of 2024
Reader Referral Link: up to 100k after $6k spend in 6 months + 20% back on restaurants worldwide for the first 6 months, up to $100
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy
Resy Link 75k after $6k in 6 months + up to $250 dining credit
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
American Express® Gold Card
This is point earning powerhouse. American Express® Gold Card Earns 4x on dining worldwide ( up to $50k, then 1x ) and U.S. Supermarkets ( up to $25k, then 1x ) making it one of the best for those categories on the market.
I’ve had this card since 2018 and it gets a lot of swipes
Welcome Offer
Up to 100k after $6k spend in 6 months + 20% back on restaurants worldwide for the first 6 months, up to $100
Points Earned
Transferrable American Express Membership Rewards
American Express revamped their Gold card in 2018 and we named it THE MOST compelling card of the year.
I’d argue it’s still one the most compelling card in 2024 as well. Earning 4x points on restaurants worldwide ( up to $25k, then 1x ), 4x on U.S. supermarkets ( up to $25k, then 1x ), 3x points on airfare purchased via Amex Travel and directly with airlines,
The Amex Gold card also earns Membership Rewards and I love using their points to transfer to programs like Aeroplan, Singapore Airlines, Air France, Emirates, Avianca, Qantas, and many, many more to access those super fancy cabins everyone loves. This is one of the absolute workhorses of my wallet.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide,
- on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets,
- on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar
- Spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar
- Spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar
- Spent on all other eligible purchases.
- $120 Uber Cash on Gold:
- Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
- $84 Dunkin’ Credit:
- With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin’ locations
- $100 Resy Credit:
- Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit:
- Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. (Enrollment required.)
- The Hotel Collection
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
- See Rates & Fees
The best ever public has been 90k after $4k spend in 6 months + the $250 dining credit ( this was on Resy ); however, some people have gotten targeted 100k offers, but those are extremely rare.
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express offers a $400 annual Dell credit (enrollment required) which is split into 2 separate, semi-annual $200 credits and those just refreshed in January.
The second semi annual credit is active and don’t forget to see if you qualify for the Dell Amex Offer – 10% back on up to $1500.
There is also an annual $200 Airline Incidental Credit (enrollment required, terms apply) which is active – if you’d like to change your airline you may be able to still do so, although technically these are supposed to be amended by end of January. Also note that multiple 5x categories have been added for certain cardholders.
- Up to $200 Dell credit refreshed for July to Dec ( enrollment required )
- Up to $200 Airline Incidental Credit has refreshed. (enrollment required, terms apply)
- Annual
- Up to $10 monthly mobile phone credit (enrollment required, terms apply)
- Up to $199 CLEAR® Plus Credit (enrollment required, terms apply)
- Annual statement credit
- Up to $360 Indeed credit ( enrollment required )
- get $90 per quarter, Up to $360 annual statement credit
- on all Indeed hiring and recruiting products and services
- Up to $150 Adobe credit ( enrollment required )
- : $150 annual statement credit on select purchases,
- Adobe Creative Cloud, creative apps and services, and Acrobat Pro DC with e-sign.
- *Rates and Fees; terms apply
- Best of Business
200k Refer a Friend link
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
Up to 300k Targeted Offer
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
The Business Platinum Card® from American Express
If you’re looking for loads of benefits WHEN you travel, that comes with an extensive list of statement credits and benefits like lounge access, hotel elite status, and 35% back ( up to 1 million ) when you redeem points on your select airline and premium air travel via Amex Travel this is worth a close look.
Welcome Offer
See Breakdown
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
Annual Fee
Points Earned
Transferrable Membership Rewards
The annual fee on the American Business Platinum Card® is quite steep so you want to make sure you take a look at the benefits/credits and confirm you’ll use them every year.
I’ve found that I earn more points from the American Express® Business Gold , but I’m able to take advantage of a lot of statement credits, lounge access, and 35% points back on premium air travel booked via the Amex Travel Portal…effectively 1.54 cents per point.
I take advantage of this perk when it requires fewer points than transferring thus reducing the amount of points spent when booking.
Refer a Friend Offer – Up to 200k Membership Rewards®
200k Referral offer – see referral page here
- 200k points after $20k spend in 3 months
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
Some people have had success getting up to a 300k offer by clicking the sponsored link on Google ( this is very hit or miss ) – read about that here
- Earn 1.5X points (that’s an extra half point per dollar)
- on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers,
- As well as on purchases of $5,000 or more
- Up to $2 million per Card Account per calendar year.
- Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus
- Up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (enrollment required )
- subject to auto renewal
- Up to $200 annual airline incidental fee reimbursement (enrollment required )
- up to $120 Annual Wireless Credit ( enrollment required )
- Up to $10 per month wireless credit,
- Must make payments directly to any US Wireless provider
- Global Entry fee reimbursement – worth up to $100 (enrollment required )
- Every 4 years
- Priority Pass Select membership (enrollment required )
- Cell Phone Insurance
- $800 per claim, 2x per 12 month period
- $50 deductible per approved claim
- Delta Sky Club lounge access – when flying on Delta
- Centurion Lounge access – network expanding and very worthwhile
- Access to Fine Hotels and Resorts
- Amazing benefits such as free breakfast, resort credits, room upgrades, early check in, late check out, etc
- Using Amex FHR has earned me $100s per stay each time I use it.
- Amazing benefits such as free breakfast, resort credits, room upgrades, early check in, late check out, etc
- Over 20 transfer partners: like Singapore Air, Air Canada, Air France, British Airways
- Marriott Gold status (enrollment required )
- Hilton Honors Gold status (enrollment required )
- The Hotel selection
- slightly different than Fine Hotels and Resorts, but provides great benefits, credits, and upgrades
- 5x points on flights booked through Amex Travel
- Access to International Airlines Program rates for select premium cabin flights originating in the USA
- Up to $400 Annual Dell credit ( enrollment required )
- This is split into 2, $200 credits, applied every 6 months: Jan to June and July to Dec
- Up to $360 Indeed credit ( enrollment required )
- get $90 per quarter, Up to $360 annual statement credit
- on all Indeed hiring and recruiting products and services
- Up to $150 Adobe credit ( enrollment required )
- : $150 annual statement credit on select purchases,
- Adobe Creative Cloud, creative apps and services, and Acrobat Pro DC with e-sign.
- Annual fee $695 *Rates and Fees; terms apply
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
American Express® Green Card
American Express® Green Card is a Chase Sapphire Reserve killer in my opinion, and has 2 annual statement credits for Clear and Lounge Buddy that have both expire year end. Enrollment is required.
- Up to $100 CLEAR® Plus credit (enrollment required)
- annual statement credit
- Up to $100 Lounge Buddy credits. (enrollment required)
- annual statement
- *Rates and Fees; terms apply
- Best of 2024
Non- Affiliate Link
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
American Express® Green Card
The American Express® Green Card is an absolute sleeper. It earns 3x on travel, transit, restaurants worldwide, $199 Clear Plus credit, and annual fee is $150.
Annual Fee
Points Earned
Transferrable Membership Rewards
A lot of people overlook the Amex Green card as it falls in the shadow of its premium siblings the Amex Gold and Amex Platinum. But this is a bad mammajamma earning 3x on travel, transit, dining, and has a very liberal interpretation of travel compared to other Amex cards.
Travel with the Amex Green card is defined as the following:
- Flights
- Hotels
- Tours
- Vacation Rentals
- Rideshares like Uber and Lyft
- Busses
- Taxi
- Subways and Metros
- Tolls
- Earn 40,000 Membership Rewards(R) Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.
- Earn 3X Membership Rewards(R)
- points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.
- transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
- eligible purchases at restaurants worldwide, including takeout and delivery in the US.
- Up to $199 CLEAR Plus Credit:
- Receive up to $199 per calendar year in statement credits when you pay for your CLEAR Plus membership (subject to auto-renewal) with the American Express(R) Green Card.
- No Foreign Transaction Fees: No matter where you’re traveling, when you use your American Express(R) Green Card there are no foreign transaction fees.
- $150 annual fee.
- *Rates and Fees; terms apply
60k Membership Rewards + 20% back on travel and transit, up to $200, after $3k spend in the the first 6 months is best ever
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
American Express® Business Gold Card
In October of 2023, American Express added statement credits to their Business Gold card shown below. Personally, I’ll use my credit at Grubhub or Office Supply stores.
- Earn up to $20 in statement credits monthly for eligible U.S. purchases at
- FedEx
- Grubhub
- Office Supply Stores
- Enrollment required.
- Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership
- (subject to auto-renewal) with your Business Gold Card.
- $12.95 plus applicable taxes.
- Best of 2024
Reader Referral link
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
American Express® Business Gold Card
Earn 4x Membership Rewards on the top 2 monthly categories where you spend the most – this is why I keep the card in my wallet. Check the card benefits for more details
Welcome Offer
Referrals vary: Up to 175k Membership Rewards after $15k in 3 months
Annual Fee
Points Earned
Transferrable Membership Rewards
The American Express® Business Gold is a Membership Rewards earning machine with its 4x category bonuses.
I use this card to buy gas when on business trips, purchase online advertising to help Monkey Miles grow, and occasionally I’ll even purchase airline tickets direct from the airline.
You can get up to $20 per month as a statement credit at FedEx, GrubHub, or Office Supply Stores and I typically use this up with GrubHub…that’s $240 of the annual fee recouped right there.
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories.
- While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter).
- Purchases at US media providers for advertising in select media (online, TV, radio)
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases at gas stations
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
- Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter).
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
- *Terms Apply
- See Rates & Fees
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Hilton Honors American Express Aspire Card
The Hilton Honors American Express Aspire Card is one heavy hitting hotel card from Amex and comes with a $400 annual resort credit split into 2 semi annual $200 credits as well as airline credits – see below.
- Up to $400 resort credit
- ( not good on prepaid rates)
- Semi Annual – $200 January to June another $200 July to December
- Up to $199 Clear® Plus Credit
- Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline or through amextravel.com using your Hilton Honors American Express Aspire Card
- Keep an eye out for your Free Weekend Night to repopulate after you account renewal
- *Rates and Fees; terms apply
- hilton Diamond status
Reader Refer-a-friend
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
Hilton Honors American Express Aspire Card
Hilton Honors Diamond status, annual night anywhere in the world, $400 Hilton resort credit, $200 airline credit, Priority Pass select… this is one bad mamma jamma of a card
Welcome Offer
175k Hilton Honors after $6k spend in 6 months + Free Night Certificate
Annual Fee
Points Earned
Hilton Honors
This is hands down the best hotel card available.
Not only do you get top tier Hilton Honors Diamond status, but you get an free night certificate that you can use anywhere in the world, $200 Hilton Resort credit Jan through June and another July through Dec, $200 airline credit broken into $50 quarterly credits, and the list goes on.
If you’re at all thinking of staying at International Hilton properties, get this card ahead of time to enjoy the executive lounge access and free breakfast that comes along with Diamond Status.
This is a card we’ve had since it debuted and we get a lot from the annual night cert and top tier status to recoup the $550 annual fee.
- Free night certificate after hitting minimum spend + on your account anniversary every year
- Diamond status, top tier, as long as you maintain the card
- Up to $400 resort credit
- ( not good on prepaid rates)
- Semi Annual – $200 January to June another $200 July to December
- Complete List of Eligible Resorts
- Up to $189 Clear® Plus Credit
- Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline or through amextravel.com using your Hilton Honors American Express Aspire Card
- Book a 2 night minimum stay at hiltonhonorsaspirecard.com and get up to $100 in credits for qualifying charges at participating Waldorf Astoria® Hotels & Resorts and Conrad® Hotels & Resorts
- 14x points at Hilton Hotels
- 7x points
- U.S. restaurants,
- airfare booked directly with the airline/Amex travel, select car rental agencies
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- $550 *Rates and Fees; terms apply
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Marriott Bonvoy Brilliant® American Express® Card
The Marriott Bonvoy Brilliant® American Express® Card flagship, premium, Marriott branded card from Amex comes with a free night certificate and, starting September 22nd, 2022 a $25 monthly dining credit
- Up to $300 annual restaurant statement credit
- The annual statement credit is Up to $25 monthly dining statement credits
- See rates and fees; terms apply
- Marriott Plat Status
Refer a Friend Link
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
Marriott Bonvoy Brilliant® American Express® Card
This card comes with Marriott Platinum Status, 25 elite night credits, $25 a month dining credit, an 85k Marriott Anniversary Free night award, Priority Pass, and more
Welcome Offer
Earn 95k Marriott Bonvoy Bonus Points after $6k in 6 months
Annual Fee
Points Earned
Marriott Bonvoy
Marriott life begins at Platinum status where you get executive lounge access and breakfast at most properties. This card unlocks that status just having it in your wallet.
Is it worth $650? That’s a lot, but if you’re planning Marriott stays, value breakfast/lounge access, it definitely could worth it. Just remember that Ritz Carlton doesn’t honor those benefits…
Get up to $25 monthly dining credit is worth setting a calendar alert, even it it just means loading your Starbucks account.
Another thing to note is that the Platinum status that comes with this card doesn’t include the Choice benefits extended at 50 nights. One of those is suite night upgrades, but you’ll start the year with 25 elite nights as a perk, so you’re half way there.
- $300 Brilliant Dining Credit
- : Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
- With Marriott Bonvoy Platinum Elite status,
- you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
- Free Night Award: Receive 1 Free Night Award every year after your Card renewal month.
- Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- 25 Elite nights Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card
- You can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. Earn 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.
- Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
- $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
- Fee Credit for Global Entry or TSA PreCheck®:
- Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
- No Foreign Transaction Fees on international purchases.
- With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month’s wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
- $650 Annual Fee.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Delta SkyMiles® Gold American Express Card
The biggest statement credit to keep an eye on with this card is the annual Delta Stays credit where you can get $100 back if you book a stay via Delta.com. These are available on prepaid stays ( however some bookings can be made as refundable so beware ) – so if you have this card I’d keep an eye on those prices as you could get an easy statement credit on your stay…just keep in mind you won’t be earning any elite credits, etc.
- Annual Benefit
- $100 Delta Stays Credit: Delta SkyMiles® Gold American Express Card Members can earn up to $100 back annually on eligible prepaid Delta Stays bookings on delta.com.
- Delta Perks
Reader Referral Link
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy
Delta SkyMiles® Gold American Express Card
If you’re looking to get perks on Delta like a free checked bag, or 15% off Delta award tickets this is the entry level Delta Amex cobrand card.
Welcome Offer
Earn 80,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Annual Fee
$0 first year then $150 *Rates and Fees; terms apply
Points Earned
Delta SkyMiles
This card is for the Delta customer who flies a few times a year with a checked bag, but doesn’t hit elite status. You could easily recoup those fees with this card and enjoy 15% award flights on Delta. Make sure you look at the Amex Application Rules here
- Enjoy a $0 introductory Annual Fee for the first year, then $150.
- Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
- You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- No Foreign Transaction Fees.
- With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Delta SkyMiles® Platinum American Express Card
The Delta coupon books begin with the Delta SkyMiles® Platinum Amex with Resy and Rideshare credits applying every month and a $150 annual Delta Stays credit. If you can take advantage of all these credits you’d be racking up $390 every year without taking into consideration the companion certificate.
- Monthly Credits
- $120 Resy Credit:
- With the Delta SkyMiles® Platinum American Express Card Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
- $120 Rideshare Credit:
- You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Platinum American Express Card. Enrollment Required.
- $120 Resy Credit:
- Annual Credit
- $150 Delta Stays Credit:
- Delta SkyMiles® Platinum American Express Card Members can earn up to $150 back annually on eligible prepaid Delta Stays bookings on delta.com.
- Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your Card.
- The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments).
- Baggage charges and other restrictions apply. See terms and conditions for details.
- $150 Delta Stays Credit:
- Delta Perks
Reader Referral Link
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy
Delta SkyMiles® Platinum American Express Card
If you’re a Delta loyalist looking to earn some MQMs for status, want an annual domestic main cabin companion certificate, free first checked bag, and 15% off award flights.
Welcome Offer
Earn 90,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Annual Fee
Points Earned
Delta SkyMiles
There are a few ways I can see keeping this card in your wallet if you’re a Delta loyalist that can recoup the $350 annual fee. Make sure you look at the Amex Application Rules here
- You take advantage of the domestic main cabin companion certificate for flights that price over $350
- You can make use of the new statement credits that went into effect 2/1/24
- You don’t have status that wavies bag fees, but fly enough with checked bags to recoup a few first checked bag fees a year
- You’re sitting on a lot of Delta miles and the 15% savings comes in handy when redeeming Delta award tickets
- Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
- Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
- $120 Resy Credit: When you use your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $10 back each month in statement credits.
- $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
- You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
- No Foreign Transaction Fees.
- $350 Annual Fee.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Delta SkyMiles® Reserve American Express Card
Similar to the Platinum version, if you can make use of all these credits, you can effectively wipe away the annual fee and be net ahead alongside Delta Skyclub access and a free companion ticket.
- Monthly Credits
- $240 Resy Credit: With the Delta SkyMiles® Reserve American Express Card
- Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
- $120 Rideshare Credit:
- You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Reserve American Express Card. Enrollment Required.
- $240 Resy Credit: With the Delta SkyMiles® Reserve American Express Card
- Annual Credits
- $200 Delta Stays Statement Credit:
- Delta SkyMiles® Reserve American Express Card Members can earn up to $200 back in the form of a statement credit annually on eligible prepaid Delta Stays bookings on delta.com.
- Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your Card.
- The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- $200 Delta Stays Statement Credit:
- Delta Club Access
Reader Referral Link
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy
Delta SkyMiles® Reserve American Express Card
The biggest reason to get this, aside from SkyClub access which you can get from the Amex Platinum, is the potential MQM boost via spend + the domestic companion certificate that includes domestic 1st class.
Welcome Offer
Earn 100,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Annual Fee
Points Earned
Delta SkyMiles
I think most people are attracted to this card because of the SkyClub access when traveling on Delta and access will change come 2/1/25. Make sure you look at the Amex Application Rules here
However, you can get that via the Amex Platinum card which I’d argue is a much better card dollar for dollar.
The biggest reason I’d take a closer look at this card is
You purchase at least 2 first class tickets every year for more than $650 a piece. This card comes with a domestic companion certificate that you can use on first class. You’d still need to pay taxes on that extra ticket, but that could pretty easily recoup the annual fee right there.
- Enjoy complimentary access to the Delta Sky Club® when you fly Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card.
- Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.
- Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
- Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
- Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
- Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
- Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees.
- $650 Annual Fee.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Delta SkyMiles® Gold Business American Express Card
In addition to getting free bags, if you can utilize the Delta stays credit, you can effectively get statement credits that outweigh you annual fee. Keep an eye on the terms and conditions because the hotel/vacation rentals need to be prepaid. There are refundable bookings you can also book via Delta Stays, but I
- Annual Benefit
- $150 annual statement credit of up to $150
- Use Delta Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- $150 annual statement credit of up to $150
- Earn Delta Perks
Refer a Friend
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy
Delta SkyMiles® Gold Business American Express Card
Enjoy a free first check bag + 15% off award flights operated by Delta.
Welcome Offer
Up to 60k Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership
Annual Fee
$0 first year; $150 after that *Rates and Fees; terms apply
Points Earned
Delta SkyMiles
If you utilize the free first checked bag + 15% off award flights enough you could offset the ongoing annual fee.
- $0 introductory annual fee for the first year, then $150
- Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.comand the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 Mile on every eligible dollar spent on other purchases.
- Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding.
- Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- Pay no foreign transaction fees when you travel overseas.
- Terms and limitations apply.
- See Rates & Fees
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Delta SkyMiles® Platinum Business American Express Card
Much like the personal version of this card, if you’re able to take advantage of all the credits you’ll not only get statement credits in excess of the annual fee, you’ll also get an annual companion ticket after account renewal.
- Monthly Benefit
- $120 Resy Credit
- earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Rideshare Statement Credit
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
- $120 Resy Credit
- Annual Benefit
- Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card.
- The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- Up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card.
- Earn Delta Perks
Refer a Friend
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy
Delta SkyMiles® Platinum Business American Express Card
Free first checked bag, 15% off award flights, an annual domestic main cabin companion certificate, and a pathway to earn MQMs are the primary reasons to take a closer look at this card.
Welcome Offer
70k Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership
Annual Fee
Points Earned
Delta SkyMiles
The main focus of supporting cards is to yield benefits on hotels and airlines you frequent the most or prefer.
If you’re taking a Delta flight with someone once a year, you could probably offset the annual fee with the main cabin companion certificate. Add in some checked bags, 15% off award flights, and there is a pathway to extracting more value than the annual fee.
Honestly, after the recent Delta program changes, this card is hard to justify paying the annual fee on an ongoing basis
- Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
- Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Terms and limitations apply.
- See Rates & Fees
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Delta SkyMiles® Reserve Business American Express Card
The biggest reason Delta loyalists would want either the business or personal SkyMiles Reserve card is Delta SkyClub access so if you can make use of the Resy and Rideshare credits you’re getting a ton of the annual fee back in statement credits. Add in the companion first class ticket you get on an annual basis ( on account anniversary ) and you’re doing a great job at offsetting a high annual fee.
- Monthly Credits
- $240 Resy Credit,
- earn up to $20 per month on eligible Resy purchases using your enrolled Card.
- Up to $10 back Rideshare Credit
- each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
- $240 Resy Credit,
- Annual Credit
- Delta Stays statement credit of up to $250
- after using your Delta Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card.
- The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- Delta Stays statement credit of up to $250
- Get Delta Perks
Refer a Friend
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy
Delta SkyMiles® Reserve Business American Express Card
If you’re looking for a card that delivers club access, a domestic first class companion fare on renewal, the ability to earn a lot of MQMs, 15% off Delta award tickets, and more…this could be it.
Welcome Offer
80k Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership
Annual Fee
Points Earned
Delta SkyMiles
Most people give this card a second look because of the Delta SkyClub + Centurion Lounge access when flying Delta. Personally, at this price point, the The Platinum Card® from American Express is a harder hitting card dollar for dollar even though the annual fee is more…you get more.
Where this card can actually make sense is in the free domestic roundtrip on account renewal. These are good for first class tickets, so if you’re taking at least one trip a year where you’d either want to, or normally, pay for 2 first class domestic flights, you could recoup the fee pretty easily.
Add in the 15% off Delta award flights, priority boarding, free first checked bag, etc and you’ll be ahead on the annual fee.
- Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
- Earn 3 miles per dollar on eligible Delta purchases.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
- Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
- Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
- As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
- When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
- Terms and limitations apply.
- See Rates & Fees
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
To see the rates and fees for the American Express cards featured, please visit the following links: American Express Platinum Card: See Rates and Fees; American Express Business Platinum: See Rates and Fees; American Express Gold Card: See Rates and Fees; American Express Green Card: See Rates and Fees American Express Marriott Bonvoy Brilliant: See Rates and Fees; Delta SkyMiles® Gold American Express Card See Rates and Fees; Delta SkyMiles® Platinum American Express Card See Rates and Fees; Delta SkyMiles® Reserve American Express Card See Rates and Fees; Delta SkyMiles® Gold Business American Express Card See Rates and Fees; Delta SkyMiles® Platinum Business American Express Card See Rates and Fees Delta SkyMiles® Reserve Business American Express Card See Rates and Fees
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.